Get a Great Mortgage Rate

Your Mortgage Broker Specialist

Rosalina "Rose"Certeza

Mortgage Broker

Licensed to Do Business in the State of TX | NMLS# 863653

LendingWithRose LLC NMLS# 2364355

Loan Officer – The Rosalina “Rose” Certeza Team is your premier Texas Mortgage Team and proudly serves all of Texas. We pride ourselves on making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Dallas  Forworth, and the whole Texas area. We strive to provide clients with “Service Beyond Your Expectations”. Our dedication to serving our clients best interest affords us the gratification of knowing that we will always have clients and friends for life. 

What We Do

We specialize in every form of Real Estate financing. From your own home, investments properties as well as commercial financing.

Whether you are buying a home, relocating to a new area or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment. In terms of loan programs & services, we offer the following:

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Compare Rates & Pick the Best

Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

Fast Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.


Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

Request your free quote

Rosalina Rose Certeza has over 20 years of experience in residential lending. That means we can find a solution to any situation.

Every member of the Rose team prides themselves on their honesty, integrity, and lasting relationships with clients.

Get Your best Rate!

Use Our Free Tools

Begin the home loan process today! Our team is armed with the best loan programs in the area and have a proven record of getting loans funded on time.

You need to get moving. Use a Pre-Approval Letter to get the process started

We’ll crunch the numbers so you’ll know exactly how much money you can save.

Browse rate comparisons to see which individual mortgage terms make the most sense for you

Don’t just leap at the next opportunity – take the time to search

Your Home Loan Could Be
Fully Funded 30 Days From Now

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Rosalina Rose Certeza LLC for your home loan or refinance, you can get your money and do what you want with it – usually in less than 30 days.

Home Purchase Loans

Secure a home purchase loan to make your dream of homeownership a reality, securing favorable terms and finding the best possible rates for your monthly budget!

Finance Rates

With the best refinancing terms, you can change your monthly budget and create extra financial wiggle room at the end of every month, or receive extra cash for home updates.

Rate Comparisons

You do better when you get to shop around. Browse the rate comparisons to see which individual mortgage terms make the most sense for you and your next purchasing decision.