Bank Statement Home Loan

Receive a quote on a Bank Statement Home Loan today.

Bank Statement Loans Are Often A Great Mortgage Option For Eligible Self-Employed Homebuyers.

Bank Statement product is a loan option for eligible self-employed borrowers to purchase or refinance a home. This product allows personal or business bank statements to calculate income without requiring tax returns.

*Not all self-employed borrowers will qualify. Additional documents may be required for eligibility.

  • Available for purchase and cash-out or rate-term refinance
  • Primary, second home, or investment properties
    • Single family, townhomes, or condos
  • 12 or 24 months business or personal bank statements required
    • Additional documentation will be required for qualifying income and loan approval
  • 1099 income option available
  • Loans up to $3 million

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