DSCR LOAN

UWM’S DSCR LOAN ALLOWS BORROWERS TO FINANCE UP TO 20 PROPERTIES BY USING PROSPECTIVE MONTHLY RENTAL INCOME TO QUALIFY FOR INVESTMENT PROPERTIES

Investor Flex is UWM’s Debt-Service Coverage Ratio (DSCR) loan option for your real estate investor borrowers. With loans up to $2M, Investor Flex offers purchase and refinance options on investment properties by using the market rent of the property rather than the borrower’s current income to qualify. It’s a fast and easy way to help them expand their real estate portfolio.

INVESTOR FLEX (30-YEAR FIXED)

UWM’s DSCR loan that’s perfect for investors looking to expand their real estate portfolio. It allows borrowers to use the market rent of the property to qualify, rather than their current income.

  • 640+ FICO
  • Up to 80% LTV
  • Available on investment properties only
  • Finance up to 20 properties
  • Loan amounts up to $2M
  • Appraisals from two different appraisers required for loans over $1.5M
  • Minimum 12-months reserves required
  • Minimum 2 months consecutive bank statements required
  • Not applicable in West Virginia or for Texas 50(a)(6)